Join Us and See What a Reverse Mortgage Can Do For You

“Informative - Thank you”

“Concise, clear presentation”

“Loved it all. Thank you!”

“Thank you for the great information. Very helpful”

“True-life scenarios”

“I am more informed about Reverse Mortgage planning then before the seminar”

“Learned a lot. Answered all the questions I had on my list”

“Very Relevent”

Why PRMI?

About PRMI Hawaii

Primary Residential Mortgage, Inc. (PRMI) opened its doors for business in 1998, operating out of a small executive suite with a handful of employees.  Like many small businesses, we weren’t sure how successful we would be or where the road would lead.  What we did know was that we were passionate about the mortgage industry and our customers. Today we are one of more than 200 branch offices nationwide and are proud to have a family of talented staff members to work with you.  We’ve become one of the most respected and financially stable companies in our industry by making conscientious business decisions. Our Corporate office is in Salt Lake City, Utah where they are known for traditional values and hard workers.  We take these principles and apply them to the mortgage industry. 

PRMI Hawaii has 2 branches on the island of Oahu.  Our Main Branch is at the TOPA Financial Center located in bustling downtown Honolulu.  Our Kaimuki Branch is located on the East Side in the heart of quaint Kaimuki town.  All members of our Loan Team are career mortgage professionals and incredibly service oriented.  We are an approved Fannie Mae and Freddie Mac lender and have in-house Underwriters who can approve all loans including FHA and VA transactions. 

At PRMI we believe that working with a qualified Reverse Mortgage professional is critical when considering this type of mortgage.  Knowing the benefits of a Reverse Mortgage is just one part of your overall financial picture. We encourage all family members to be a part of the Reverse Mortgage process.  Our team works together with all involved to come up with solutions that best fit your unique needs.  

Please call one of our Reverse Mortgage experts for a no-obligation consultation and let us help you “Enjoy Your Retirement!”

“LIVING AKAMAI” as seen on

Reverse Mortgage Pt. 1

Reverse Mortgage Pt. 2

Solutions

Unlock the hidden potential of your home and secure your financial future with a Reverse Mortgage from PRMI. Our innovative solutions empower homeowners aged 62 and above to tap into their home's equity without the burden of monthly repayments.

What is a Reverse Mortgage?

A Reverse Mortgage is a financial product available to homeowners who are 62 years of age or older. It allows them to convert a portion of their home’s equity into cash without selling the property or making monthly mortgage payments.

If I get a Reverse Mortgage will I lose my home ?

One of the biggest misconceptions is that you will lose title and the lender will take your home. This is NOT true, a Reverse Mortgage is like a traditional mortgage and you will still own your home. 

What Do I Qualify For?

Reverse Mortgage Calculator

Getting a loan estimate can give you an idea of your options. It only takes a minute.

What If I Am Not 62 Years Old?

There are Reverse Mortgage proprietary products for borrowers who are 55 years and older.  These products offer loan limits that are higher than the FHA (Federal Housing Administration) insured Home Equity Conversion Mortgages, up to $4 million, while offering similar protections and features to the borrower.  There is no minimum home value and no upfront or monthly mortgage insurance premiums. 

 

Videos

What is a Reverse Mortgage?

What people are saying

On the Gram

Reverse Mortgage Myth #1 - The Bank Owns Your Home

Reverse Mortgage Myth #2 - Your Heirs or Children Cannot Inherit Your Home